Empowering women in every aspect of their lives is something that I live and breathe.
I am now embarking on a new journey to further support women in their lives by becoming a Trainee Financial Planner with the incredible Women's Wealth.
Feeling in control of our lives as women is fundamental to our wellbeing, and when it comes to our finances, it's something that affects us ALL.
I am on a mission to help you fully understand your options, make a plan for the future, guided by an organisation that is fully independent and shares my ethos in womens empowerment!
Have a read below and let's help you gain control of your financial future today!
Passionate about empowering women to feel in control of their financial futures.
We pride ourselves on being women's BFF's- their Best Financial Friend!
Money doesn't always buy you happiness but feeling empowered and in control can help your mental health and promotes positive wellbeing.
Women's Wealth are committed to changing the narrati
Passionate about empowering women to feel in control of their financial futures.
We pride ourselves on being women's BFF's- their Best Financial Friend!
Money doesn't always buy you happiness but feeling empowered and in control can help your mental health and promotes positive wellbeing.
Women's Wealth are committed to changing the narrative when it comes to women's ideas surrounding money and helping them feel informed and confident about the decisions they make and putting solid plans in place for the future.
Completely independent and unbiased financial advice means that we at Women's Wealth only have YOUR best interests at heart.
Not only are we not tied into any providers, we never take a commission or single penny out of your investments, enabling you to make the most out of your money and know that we only want what is best for YOU!
Each client is treated on an individual basis, ensuring that you are able to make informed decisions and feel in control of your finances.
We offer female focused financial advice, a membership service, access to tools, planning and information sessions to empower you to make the most of your finances and create a solid plan.
If you requir
Each client is treated on an individual basis, ensuring that you are able to make informed decisions and feel in control of your finances.
We offer female focused financial advice, a membership service, access to tools, planning and information sessions to empower you to make the most of your finances and create a solid plan.
If you require any products we offer a fixed fee service and research the whole of the market to make sure that each product is individually tailored to you, that's the beauty of being completely independent, we work for you!
What’s a great first step we can take in 2024 to get in control of our finances? How about a Direct Debit Detox? Admittedly, even the word “detox” can conjure up images of green, lumpy, brussel sprout & broccoli laden drinks, perhaps even spur images as invasive as colonic irrigation (nice!), but it’s not as extreme as that I promise!
What I like to do is switch the narrative here. Let’s replace the word “detox” with “cleanse”… Cleanse sounds more serene right? It’s a very calming word, peaceful, spiritual even (cue sitting in a forest, listening to the birds whilst having a calming massage!) It’s sounding more kind of now; I’m feeling Zen already!
Changing the narrative about these things, especially when it comes to our financials helps us to imagine ourselves there, imagine ourselves being in control and having that end goal. So I’m sticking with “cleanse”! With that being said, let’s look at giving our Direct Debits a “cleanse”:
Regularly looking at what you have going in and coming out of your account sounds simple enough, and most of us would like to think we know EXACTLY what we have going on. However….. let’s take the dreaded 2020 year as an example…. All of us at home (never had so much screen time before!!) desperate to watch The Tiger King, Marie Kondo tidying up and everything else that went berserk online at the time! We found ourselves with multiple streaming subscriptions: Netflix, Amazon Prime Video, Discovery Channel, Disney Channel, NowTv, you name it we were subscribed!
But as the restrictions started to lift, we were so excited to get back to some kind of normality, and almost dived so fast into the new normal I had forgotten that all these payments were flying out of the account still. It was a while before I noticed, and I was kicking myself that I hadn’t been more on top of things. I mean, seriously, how many channels can you ACTUALLY watch at once!!!! Madness!
Have a scout around your bank account Direct Debits and be nosey! Really sift through and put them into piles of “Necessities” “Others”. How about this, when doing your “cleanse” think about how these categories make you feel, use a holistic approach! Obviously, there’s no way around the Necessities, these are things that have to be paid so they are set in stone. However, with the “Others” are there ways you could change the direction in which the payments are going?… So, for example, if you have a membership flying out of your account every month that you: a) have never used, b) makes you feel bad when you do use it, c) didn’t know was even there – CLEANSE IT!!!
Use those funds to start doing something for your future, make that money WORK for you! Maybe you could look at investing it instead? Especially if you didn’t know it was there and didn’t realise it was going out of your account, chances are you haven’t even been missing the money! Use this to your advantage! Or how about using that money to spend on things that bring more joy into your life?
Have you had a cleanse of your Direct Debits recently? Let me know!
So, when we talk about rewards and indulgence, it means different things to different people. For some, indulgence can mean a huge slab of your favourite chocolate bar (it’s a Galaxy for me!) For others it could be a beach holiday in a far-flung country, picture this: sun on your face, warm sand in your toes and sangria in your hand (sounds like bliss!) It could be those iconic red soled Louboutins that you’ve had your eye on, perhaps a Birkin Bag or some Chanel earrings, or maybe even the idea of indulgence for you means 5 minutes to yourself with a hot cuppa and your feet up.
Whatever indulgence means to you we want you to be replicating that feeling you get from indulging when it comes to your taxes…. Because ladies, by indulging yourself in levelling up your tax knowledge, you are rewarding yourself with the gift of financial freedom.
So often when we think of our finances, we see them as a practical issue that we NEED to address, and haven’t ever truly attributed any feelings towards it, it’s just like a tick list or a to do list that we know we have to take care of.
What if I told you that by switching your mindset surrounding your taxes in particular, you can actually get those feelings that you experience when you are indulging in things that make you feel good?
So instead of viewing your finances and taxes as a chore, something that has to be done, see it as something that you are doing that can make you feel empowered, something that will make you feel great and give you the feeling of being in control.
Scientists know that our brain releases dopamine when we achieve something, it is known as the reward chemical, the “feel good” chemical.
Our bodies strive for the dopamine hit, we can get this through exercise, shopping, the euphoria of passing an exam or completing a goal, eating your favourite foods, but what often comes afterwards, especially with us as women is feelings of guilt- could be guilt that we polished off the WHOLE tub of ice cream, that we spent too much on an item, that we took too much time out for ourselves it’s a never ending battle!
The psychology behind these things is intertwined in our genetic make-up and our personalities. However, when it comes to taking control of your finances and your financial future, there is no come down, there is no crash afterwards, the buzz of levelling up your knowledge, feeling in control of your taxes, gives you JUST THE SAME feeling as the other things you love to indulge in!
So, it’s not just for winning a race, standing at the tills in Selfridges, eating a pot of your favourite Ben & Jerrys, it happens when we reach our goals, when we feel empowered and proud of ourselves.
We at Women’s Wealth help you to get YOUR indulgence fixes from your finances, we want to help you get self-satisfaction from your savings!
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This CPD Accredited course is for YOU!
From Andrea McLean, the powerhouse with
24 years Live Broadcasting Experience
13 years Host of of a Multiple Award-Winning National TV Show
#1 Sunday Times Best Selling Author
#1 Amazon Best Selling Author
Internationally Accredited Coach
She will teach you how to build your confidence, banish that fear of public speaking and equip you with the tools to become THE EXPERT in your field!